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Claims Administrator
This is the term for insurance companies and others who handle your workers' compensation claim.
Compromise and Release (C&R)
Generally, a final settlement of your workers' compensation case where the parties agree on a single lump sum payment. It usually settles all outstanding issues except for future vocational rehabilitation.
Transportation Expenses
A benefit to cover your out-of-pocket expenses for mileage, parking, and toll fees related to a claim, usually a reimbursement.
Stipulation with Request for Award (Stip):
A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time.
Consultative Rating
A rating of permanent disability provided by the DWC Disability Evaluation Unit when a claim is litigated or if the injured worker has an attorney. See Permanent Disability Rating.
Agreed Medical Examiner (AME)
A physician selected by your attorney and the claims administrator who conducts a medical evaluation and submits a comprehensive report to the parties.
Workers' Compensation Appeals Board (WCAB)
The judicial unit that formally resolves workers' compensation disputes.
Cumulative Trauma (CT)
An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome.
Settlement
A workers' compensation cases may be settled in one of two ways, by a Compromise and Release (C&R) or by a Stipulation with Request for Award (Stip). A C&R usually settles all outstanding issues in a claim for a single lump sum payment. A Stipulation may leave certain issues open, such as future medical treatment and/or vocational rehabilition.
Apportionment
A way of figuring out how much of your permanent disability is due to your industrial injury and how much is due to other disabilities.
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